Life Insurance

Vital Piece. Plus, What You've Been Brainwashed To Believe About Insurance Companies.

Your legacy is priceless. And you are leaving a legacy of love, not bills. Your funeral shouldn’t cost you everything.

Regardless Of Your Mediocrity, Nonchalantness, or laziness, Staying Glued To This Page Would Be The Greatest Lifesaver You Have Ever come for The Rest Of Your Human Years.

You see, The most common mistake you’ve been making all through your life is either not purchasing at all or not purchasing enough coverage.

Yeah? Another common mistake is purchasing a simplified issue policy when you could qualify for an underwritten one at a lower rate.

Sounding gibberish to you?

Listen!

Purchasing the wrong type happens a whole lot, too.

We know the fact that people often get misled by the wrong information they get quickly from the internet space…

…. So easily. But would you instead give them the chance of brainwashing you finally till you get to see no remedy or alternative way for you?

I bet you wouldn’t let that surface (happen) again with a lot of miserable things you might have encountered.

But right here on this page, congratulations, and we welcome you on board while taking your seat, resting on a sofer, or whatever position you’re in at the moment while reading this….

…. because you’d be exposed to what you’ve been hoodwinked by the so-called agent of the insurance companies.

Probably, what they intend to extort from you is making them not keep your ears to the BRUTAL truth.

Be rest assured that you’ll be seriously notified of all these here on this page. Plus, if you’re still following this point with us.

Now, the point is…

What do you know about LIFE INSURANCE?

See, before we proceed, know that the best way actually to avoid making a grievous mistake is by working with a trusted independent agent who can guide you through this important decision.

Have you got it?

Now, Life Insurance is what?

What is life insurance?

Before we answer this question, let’s start with a few pointers that are relevant to understand.

These pointers are

Often, you mix investments with insurance, as most Agents selling insurance policies highlight the investment angle of the product.

However, In the process of buying insurance, investment, and tax planning together, you don’t get adequate insurance and can lose out on better investments and tax-efficient products.

It could be like traveling in 2-3 boats together, all of them going in different directions!!

However, the combination of insurance, tax planning, and investment can be a great product if it suits your profile and what? Needs.

The returns, apart from the insurance angle, is good enough if the tax saving is also taken into what? Consideration.

You’re getting the logic… Now, the next?

But if there is no tax savings, the returns fall considerably but justifiably because it covers the risks of death too.

Also, the bonuses have been decreasing as the return from short-term policies is lower.

Listen up!

Broadly, there are the following areas of insurance that we will highlight and briefly discuss.

✅ General Insurance: this covers losses of cars, homes, travel, etc

✅ Life Insurance,

✅ Health Insurance and

✅ Pension, that covers the risk of living too long

General Insurance

The thing is, all nonlife insurance, and typically automobiles, homes, travel, and Mediclaim policies, are serviced by General Insurance Companies.

The market for general insurance products has become very competitive, and online portals do an excellent job of comparing insurance quotes. Compared to life insurance products, they are more straightforward to evaluate.

Next?

In the good old days, Life insurance allowed individuals very few options, and they were to opt for cover through two plans, namely, term and endowment plans. With competition to LIC, in the last decade, new products combining the investment angle with insurance have become a popular choice, too. It was called ULIPs.

However, a good thing to happen in the insurance industry was the beginning of the sale of online policies, giving a massive cost advantage to online buyers,

besides giving them a hassle-free service without going through an agent.

The distribution cost of approximately 40%-60% was passed on to the customer.

And right off the bat…

Get to see the 5 everyday BRUTAL things you need to know about buying life insurance….

Plus, how you’ve been totally brainwashed and manipulated to believe the agent(s) that are not authorized to even sell to you.

And frankly, you’ve been inculcating these mistakes over and over again…now, is the right time to STOP and never fall victim to such…

The 5 Things You MUST Know Before YOU Buy A Life Insurance…

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